How to Cancel Gerber Life Insurance in 3 Easy Steps

If you have a policy with Gerber Life and need to make a change, don’t worry. We’re going to tell you how to cancel a Gerber Life insurance policy in three easy steps.

We’ll tell you how to surrender Gerber Life insurance, and give you some replacement options and contact methods.

Before you learn how to cancel Gerber Life insurance company coverage, our free and helpful tool above will help you find affordable life insurance quotes in your area.

What is Gerber Life’s cancellation policy?

One great thing about Gerber Life is the simplicity of its cancellation policy. Essentially, if you close out your policy, you will not have to pay a surrender fee.

According to the Insurance Information Institute, a surrender fee reduces your surrender cash value, which is the amount received upon policy cancellation.

Furthermore, no matter when you cancel the policy, you will receive the accumulated cash value minus any outstanding debt against the policy. This applies to your policy no matter which type you have.

As long as the premiums are paid on time, Gerber Life cannot cancel your policy. This is applicable to both term life and your child’s whole life insurance policy.

Let’s move on to the second step: comparison shopping.

How to Cancel Gerber Life Insurance: Finding a Replacement

Now that we’ve covered the first step — knowing what you’re in for in terms of possible fees — let’s go over step two: finding a replacement.

The following table compares Gerber’s male whole life insurance rates for a $10,000 policy with Liberty Bankers’.

Gerber Life vs. Liberty Bankers Male Whole Life/$10,000

As you can see, Gerber is consistently more expensive than Liberty Bankers. In short, you can find a cheaper alternative. Now, let’s wrap up with how you can contact Gerber Life.

Contact Options For Gerber Life Insurance

Now that you know what’s in store for you if you cancel and you’ve considered replacement options, what do you have to do to cancel a Gerber Life insurance policy?

Gerber Life encourages its insured to access the 24/7 eService portal. However, you can also call the Gerber Life customer service phone number: (800) 704-2180. The hours of operation are Monday through Friday 8 a.m. to 7 p.m. (ET).